Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter. Time To Payoff Credit Card Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Paycheck Calculator - Hourly This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings. Second Income Calculator Use this calculator to estimate your additional monthly net pay after expenses if your spouse is working. Flexible Spending Account Calculator This calculator shows the effect a Flexible Spending account will have on your net pay. Ratio Calculators Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan.